You have purchased collision insurance to
protect your new car in case of an accident and comprehensive
insurance to protect against hazards such as fire, theft, or
broken glass. But what happens when your air conditioning
dies or your automatic windows won't close, just after your
car is out of warranty? GEICOs Mechanical Breakdown Insurance
(MBI) is designed to protect you from these bumps along the
Average Customer Rating:
(128 Reviews) 56
Rating Breakdown128 reviews
125 out of 12898%of reviewers would recommend GEICO insurance to a friend.
Customer Reviews for Mechanical Breakdown Insurance
Review 1 for Mechanical Breakdown Insurance
Average customer rating
PostedOctober 18, 2009
Geico did exactly what they said they would do. I had a claim, called them up and explained the problem, they said it was covered, took it to the dealer, they fixed it and I paid the deductable. The money I saved on this one repair has more than paid for the policy. Highly recommended, no hassle, dealer repair. Saved thousands over the dealer extended warrenty.
I am satisfy with my claim for transmissions repair,even I got issues with the shop I picked to repair the vehicle. It is a coverage I will keep for any car I own. I like the facts GEICO negociated prices with the service porvider because it take stress and sale people out of my back. I only need to pay my deductable the rest is on them. I will recommand that to anyone .
I have owned my BMW convertible for 6 years. After my warranty expired, I never dreamed maintenance and repairs would be so costly! Thank God I purchased mechanical breakdown insurance the day I drove the new car off the lot even though I thought I would never use it! My car has needed several repairs in the last year. It has been a lifesaver especially during these tough economic times. Claims service was wonderful and very understanding. Geico was there for me when I needed them the most!
When I purchased my new car in 2003, my Geico customer service representative told me about my service warranty and I was delighted. That was 6 years and 90,000 miles ago. What a great coverage to have as my car has needed some minor repairs this past year. I'll never trade in my car with the care I'm guarenteed with Geico!
Mechanical Breakdown Coverage has been a great value. It has more than paid for itself in the fifteen years or so of coverage. There have never been any hassles about repairs or repair facilities. If I'm not satisfied, GEICO is not satisfied. It can't get any better than that!!!
How many times, over the last 20 years or so, have you bought something that performed EXACTLY as it was advertised? GEICO Mechanical Breakdown Insurance is one of those rarities.
I bought this insurance at a tiny fraction of the "extended warranty" sold by dealers or other companies. Fortunately, I did not need it until the beginning of this Summer when my car air conditioner literally exploded.
I called GEICO and had repair authorization almost immediately after I ended my conversation. There was NO hassle. GEICO told me to take the car ANYWHERE, even to a dealer - which I did to assure genuine parts. GEICO paid the dealer directly. I did not need to lay out any money and then await reimbursement.
When I have had a problem Geico has either sent a very qualified person to the dealership to discuss the repairs with the. I know that I'm getting the repairs done right the first time. When I had repeat occurence Geico was there to contact the dealership to get this fixed. The mechanics know they are dealing with knowledgeable people so there is no monkey business.
Amount Saved by Switching to GEICO: 300.00
Pros: When I'm dealing with the dealership over the repairs I don't feel I'm alone and at their mercy.