You have purchased collision insurance to
protect your new car in case of an accident and comprehensive
insurance to protect against hazards such as fire, theft, or
broken glass. But what happens when your air conditioning
dies or your automatic windows won't close, just after your
car is out of warranty? GEICOs Mechanical Breakdown Insurance
(MBI) is designed to protect you from these bumps along the
Average Customer Rating:
(128 Reviews) 56
Rating Breakdown128 reviews
125 out of 12898%of reviewers would recommend GEICO insurance to a friend.
Customer Reviews for Mechanical Breakdown Insurance
First of all I would like to thank everyone involved in the MBI division for there outstanding job. I had a spark plug snap inside the cylinder head of my 2005 sentra while doing a tune-up and if it had not been for my MBI insurance coverage I was looking at a big bill. I would highly recommend this coverage for all that qualify
Amount Saved by Switching to GEICO: 500
Pros: Everything was taken care of between MBI and the repair shop
GEICO's response was excellent and the claim was handled in an efficient manner. The one problem I had was the facility I picked was not the best as I found out after I picked up my car the repair was done but they failed to return my car to the condition it was in. The problem in no way was the fault of GEICO. I picked a chevy dealership thinking they would provide the best service for my corvette and was not satifisfied with their workmanship.
I didn't even realize I had this on my insurance and I had just happen to look at my policy the month before. My husband and I were driving and noticed a problem with the dash so we stopped at the neartest dealer and they took it in, I then came home and called Geico and asked about what this was on my policy they explained it to me and then walked me through the whole process. I had my car back to me in 24 hours and only had to pay the $250 deductile which saved us about $300.
When I have had a problem Geico has either sent a very qualified person to the dealership to discuss the repairs with the. I know that I'm getting the repairs done right the first time. When I had repeat occurence Geico was there to contact the dealership to get this fixed. The mechanics know they are dealing with knowledgeable people so there is no monkey business.
Amount Saved by Switching to GEICO: 300.00
Pros: When I'm dealing with the dealership over the repairs I don't feel I'm alone and at their mercy.
How many times, over the last 20 years or so, have you bought something that performed EXACTLY as it was advertised? GEICO Mechanical Breakdown Insurance is one of those rarities.
I bought this insurance at a tiny fraction of the "extended warranty" sold by dealers or other companies. Fortunately, I did not need it until the beginning of this Summer when my car air conditioner literally exploded.
I called GEICO and had repair authorization almost immediately after I ended my conversation. There was NO hassle. GEICO told me to take the car ANYWHERE, even to a dealer - which I did to assure genuine parts. GEICO paid the dealer directly. I did not need to lay out any money and then await reimbursement.
Mechanical Breakdown Coverage has been a great value. It has more than paid for itself in the fifteen years or so of coverage. There have never been any hassles about repairs or repair facilities. If I'm not satisfied, GEICO is not satisfied. It can't get any better than that!!!